Operating models
RCSA, KRIs, incident management, control assurance and remediation governance.
About / Kehinde Bayo Babalola
I design risk systems for the people who have to use them.
I am an enterprise and operational risk management professional with over nine years of progressive experience across fintech, virtual asset service providers, payments, cross-border financial services and commercial banking.
My work sits between governance and operations: translating frameworks into clear ownership, useful controls, practical workflows and decision-ready reporting. I have worked across enterprise and operational risk, fraud and compliance risk, product and technology risk, incident and loss management, business continuity and third-party risk.
The thread across that work is simple: good risk management should make the organisation more capable—not merely more documented.
Download my CVMulti-market perspective
Experience supporting financial services operations across Africa, Europe, Asia and the Americas.
Business context
Exposure to commercial banking, fintech, payments, cross-border financial services and virtual assets.
Fraud & compliance
AML/CFT and transaction-monitoring decisioning, fraud prevention, enhanced due diligence and control design.
Governance
Policy and framework development, SOP design, process improvement and accountable operating structures.
Improvement discipline
Lean Six Sigma Black Belt and certified process improvement practitioner.
Professional standing
Credentials backed by active professional engagement.
Licences & certifications
Specialist credentials
- Certified Risk Management FMEA / ISO 31000 ExpertSix Sigma Academy
- ISO 22301 Business Continuity Lead AuditorPECB
- ISO/IEC 27001 Information Security AssociateSkillFront
- Lean Six Sigma Black BeltLinkedIn Learning
- Certified Process Improvement ExpertSix Sigma Academy
- Operational Excellence Kaizen FacilitatorLinkedIn Learning
- Balancing Innovation & RiskLinkedIn Learning
- Certified Blockchain ExpertBlockchain Council
Professional memberships
Industry associations
- Professional Risk Managers' International Association (PRMIA)USA
- Chartered Risk Management Institute (CRMI)Nigeria
- Association of Enterprise Risk Managers of Nigeria (AERMP)Nigeria
- Organization of Certified Risk Managers (OCRM)UK
- International Association of Risk & Compliance Management Professionals (IARCP)US
Working principles
What shapes the work
- 01
Begin with reality
Understand how the process, incentives and decisions work before designing the control.
- 02
Make ownership unmistakable
A risk without a clear decision owner is an observation, not a managed exposure.
- 03
Design for use
The system must be proportionate, teachable and workable under real operating pressure.
- 04
Close the loop
Evidence, incidents and near misses should change controls, priorities and behaviour.